Current Rates

Rates effective November 12, 2013

AccountTypeAPY * **
Rewards Checkingup to $25,000 (Qualifications apply ***)0.70%
over $25,000 (Qualifications apply ***)0.50%
Do not qualify0.25%
Experience Pays Checking Min. to earn interest $1,0000.10%
Business SavingsMin. to earn Interest is $2,5000.10%
Heritage Passbook SavingsNo minimum0.10%
Heritage Statement Savings$100 - $2,4990.10%
$2,500 - $4,9990.15%
$5,000 - $9,9990.20%
$10,000 +0.20%
Heritage Premium SavingsMin. to earn interest $5,0000.20%
Heritage Premium Money Market$1,000 - $4,9990.10%
$5,000 - $9,9990.10%
$10,000 - $24,9990.15%
$25,000 + 0.20%
Heritage Business Money MarketMin. to earn interest $2,5000.20%
Certificates of Deposit ††

Min. Deposit $500.00

3 Months0.25%
6 Months0.25%
9 Months0.25%
12 Months0.30%
13 Months0.40%
18 Months0.45%
24 Months0.60%
36 Months0.85%
48 Months1.00%
60 Months1.30%

* APY = Annual Percentage Yield

** Rates may change at any time without prior notice. Fees may reduce earnings.

*** Annual Percentage Yield (APY) paid on balances between one cent and $25,000, and 0.50% APY paid on all amounts above $25,000 each cycle the minimum monthly qualifications are met. If you do not meet the qualifications for a cycle, your account will still function as a free checking account earning 0.25% APY. No Minimum Balance Required. However you must deposit a minimum of $50 to open this account. Available to Personal Accounts only. Qualifications explained here.

† Must be 55 years or older to apply

†† There may be a penalty for early withdrawal